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BankSonar

The First National Bank of St. Ignace

St. Ignace, MI · National commercial bank

52

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$334.4M
Total deposits
$315M
Branches
7
Return on assets
0.63%
Return on equity
12.02%
Charter type
National commercial bank
Established
1888
FDIC cert #
5074

How the 52 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The First National Bank of St. Ignace

The First National Bank of St. Ignace is an FDIC-insured institution (Cert #5074). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

192 South Meridian Street

Cedarville, MI 49719

7399 Market St

Mackinac Island, MI 49757

W11635 Us Highway 2

Naubinway, MI 49762

580 N State St

St. Ignace, MI 49781

1014 Newberry Ave

Newberry, MI 49868

132 N State St

St. Ignace, MI 49781

920 Us Highway 2 W

Saint Ignace, MI 49781

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