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BankSonar

Nantahala Bank & Trust Company

Franklin, NC · State, non-member commercial bank

64

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$285.7M
Total deposits
$258.7M
Branches
3
Return on assets
1.30%
Return on equity
14.14%
Charter type
State, non-member commercial bank
Established
2004
FDIC cert #
57784

How the 64 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Nantahala Bank & Trust Company

Nantahala Bank & Trust Company is an FDIC-insured institution (Cert #57784). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

120 Siler Rd

Franklin, NC 28734

102 Hwy 64 E

Hayesville, NC 28904

86 Hiwassee St

Murphy, NC 28906

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