Nantahala Bank & Trust Company
Franklin, NC · State, non-member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $288.8M
- Total deposits
- $260.4M
- Branches
- 3
- Return on assets
- 1.47%
- Return on equity
- 15.86%
- Charter type
- State, non-member commercial bank
- Established
- 2004
- FDIC cert #
- 57784
How the 87 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Nantahala Bank & Trust Company
Nantahala Bank & Trust Company is an FDIC-insured institution (Cert #57784). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
120 Siler Rd
Franklin, NC 28734
102 Hwy 64 E
Hayesville, NC 28904
86 Hiwassee St
Murphy, NC 28906
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