Spencer County Bank
Santa Claus, IN · State, non-member commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $131.4M
- Total deposits
- $112.2M
- Branches
- 5
- Return on assets
- 0.83%
- Return on equity
- 5.92%
- Charter type
- State, non-member commercial bank
- Established
- 1927
- FDIC cert #
- 5786
How the 49 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at Spencer County Bank
Spencer County Bank is an FDIC-insured institution (Cert #5786). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
5 branch locations
3780 N State Road 161
Richland, IN 47634
2 Mill Street
Saint Meinrad, IN 47577
10 N Washington St
Dale, IN 47523
55 N L J Koch Blvd
Santa Claus, IN 47579
322 Main St
Grandview, IN 47615
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