American Bank of the Carolinas
Monroe, NC · State, non-member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $214M
- Total deposits
- $183.8M
- Branches
- 3
- Return on assets
- 1.45%
- Return on equity
- 12.65%
- Charter type
- State, non-member commercial bank
- Established
- 2019
- FDIC cert #
- 59157
How the 76 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at American Bank of the Carolinas
American Bank of the Carolinas is an FDIC-insured institution (Cert #59157). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
312 N Charlotte Ave
Monroe, NC 28112
118 Matthews Indian Trail Rd
Indian Trail, NC 28079
7003 East Marshville Boulevard
Marshville, NC 28103
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