American Bank of the Carolinas
Monroe, NC · State, non-member commercial bank
Sonar Score
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out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $242.6M
- Total deposits
- $212.9M
- Branches
- 3
- Return on assets
- 1.40%
- Return on equity
- 12.60%
- Charter type
- State, non-member commercial bank
- Established
- 2019
- FDIC cert #
- 59157
How the 64 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at American Bank of the Carolinas
American Bank of the Carolinas is an FDIC-insured institution (Cert #59157). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
312 N Charlotte Ave
Monroe, NC 28112
118 Matthews Indian Trail Rd
Indian Trail, NC 28079
7003 East Marshville Boulevard
Marshville, NC 28103
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