State Savings Bank
Frankfort, MI · State, non-member commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $404.6M
- Total deposits
- $365M
- Branches
- 9
- Return on assets
- 0.46%
- Return on equity
- 5.06%
- Charter type
- State, non-member commercial bank
- Established
- 1901
- FDIC cert #
- 8162
How the 45 breaks down
Capital ratio not reported.
Thin profitability.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at State Savings Bank
State Savings Bank is an FDIC-insured institution (Cert #8162). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
9 branch locations
11470 S Leelanau Hwy
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703 Main St
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Traverse City, MI 49686
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2091 S Otsego Ave
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862 S. Garfield Avenue
Traverse City, MI 49686
49 N Benzie Blvd
Beulah, MI 49617
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