State Savings Bank
Frankfort, MI · State, non-member commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $431.2M
- Total deposits
- $391.6M
- Branches
- 9
- Return on assets
- 0.35%
- Return on equity
- 3.99%
- Charter type
- State, non-member commercial bank
- Established
- 1901
- FDIC cert #
- 8162
How the 37 breaks down
Adequately capitalized.
Thin profitability.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at State Savings Bank
State Savings Bank is an FDIC-insured institution (Cert #8162). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
9 branch locations
11470 S Leelanau Hwy
Empire, MI 49630
703 Main St
Frankfort, MI 49635
414 E Front St
Traverse City, MI 49686
126 E Main St
Gaylord, MI 49735
416 E Front St
Traverse City, MI 49686
212 N Saint Joseph St
Suttons Bay, MI 49682
2091 S Otsego Ave
Gaylord, MI 49735
862 S. Garfield Avenue
Traverse City, MI 49686
49 N Benzie Blvd
Beulah, MI 49617
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Earning enough on your savings?
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