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BankSonar

Eastern Michigan Bank

Croswell, MI · State member commercial bank

62

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$567.8M
Total deposits
$470.2M
Branches
13
Return on assets
1.39%
Return on equity
8.21%
Charter type
State member commercial bank
Established
1895
FDIC cert #
982

How the 62 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Eastern Michigan Bank

Eastern Michigan Bank is an FDIC-insured institution (Cert #982). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

13 branch locations

7004 E Atwater Rd

Ruth, MI 48470

5446 Main St

Lexington, MI 48450

7090 Lakeshore Rd

Lakeport, MI 48059

66 N Howard Ave

Croswell, MI 48422

600 Water St

Port Huron, MI 48060

324 S Elk St

Sandusky, MI 48471

3636 Main St

Deckerville, MI 48427

3061 Krafft Rd

Fort Gratiot, MI 48059

2970 Gratiot Blvd

Marysville, MI 48040

37 N Horward Ave

Croswell, MI 48422

65 N Howard Ave

Croswell, MI 48422

1430 Military St

Port Huron, MI 48060

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